Seamless Efficiency.
Exceptional Experience.

KEEP delivers institutional-grade security and administration, streamlined efficiency, and a frictionless experience for both advisors and clients. With access to 1,000+ insured depository institutions through a single account, client deposits remain safe, fully insured, and always accessible.

With one account…

You gain access to a network of 1,000+ insured depository institutions, offering peace of mind knowing that client cash is backed by the full faith and credit of the U.S. government—delivering an unparalleled level of principal protection, especially for your wealthiest clients.

We Offer Support for Multiple Client Accounts*

The KEEP Process

Step 1:

Application

Online applications are secure, quick, and easy. You can even prefill it for your clients (especially your best clients).

Step 2:

Account Opening and Deposit

As agent, StoneCastle submits your client’s application through our direct integration with the program custodian for account opening. Once approved, your client’s custody account is immediately ready for deposit by wire or ACH.

Step 3:

Allocation

The program custodian receives your client’s deposit and StoneCastle provides instructions
to allocate client deposits across KEEP by StoneCastle’s network of 1,000+ insured
depository institutions.

Step 4:

Access & Transparency

Daily to-the-penny transparency and reconciliation of individual client deposits in each insured depository institution are available on the client portal.

Step 5:

Liquidity

Flexible withdrawal options, including overnight liquidity to a linked bank or
investment account. 

Gain Access…

To the most experienced, proven & robust federally insured solution in the advisory space

Institutional cash experience made available to your best clients and the organizations they trust.

Click to see how each benefits!

  • 24/7 online access to dashboard of all client accounts
  • Seamless integration with portfolio/data aggregators bring client cash into view/statements
  • Discretionary transaction capability
  • Fulfill fiduciary responsibility in potentially increasing rate while decreasing client risk
  • SSO (single sign-on) integration with your corporate identity provider
  • Simple online account application
  • Account seamlessly linked to their bank or brokerage/advisory accounts so they can move money as often as they like
  • Will receive one 1099 from the program custodian
  • 24/7 online access to account information and transaction capability
  • Remain anonymous to program institutions

Integrated Platforms

Designed for your convenience, KEEP integrates seamlessly with all major data and portfolio platforms, bringing cash into view alongside other assets. This enables more comprehensive wealth protection and management plans, while real-time recordkeeping and the highest security standards ensure total confidence in every deposit.

Don’t see your platform?

We KEEP you connected through these integrated platforms

  • Addepar, Inc.
  • Advent Software
  • Advisor360, LLC
  • AdvisorEngine
  • Advisors Assistant
  • Advyzon
  • Albridge Solutions, an affiliate of Pershing LLC
  • AppCrown, LLC
  • Arcons Technology, Inc.
  • Artisan Software, Inc.
  • AssetBook, Inc.
  • ASC Brokersoft
  • BDEqualizer Corp.
  • Black Diamond Performance Reporting
  • Bridge Financial Technology
  • Broadridge Financial Solutions
  • Broker Dealer Solutions, Inc.
  • Broker Portfolio Systems Inc.
  • CircleBlack, Inc.
  • Cross Point Solutions Inc.
  • Dynamic Wealth Advisors
  • EAI Information Systems
  • Ebix, Inc.
  • Envestnet Asset Management
  • Financial Database Services, Inc.
  • FinFolio, Inc.
  • First Rate, Inc.
  • Fiserv, Inc
  • Foxtrot Software
  • Fund Manager - Advisor
  • Fusion Advisor
  • Fusion Capital Management
  • GeoWealth
  • Inscomm Software, Inc.
  • Interactive Advisory Software, Inc.
  • Intra-Agent Services
  • Investigo Corporation
  • Investor Force Inc. InvestorForce Performance Repo
  • jaccomo
  • Kosmos Software Services
  • Morningstar, Inc.
  • Mountech Software LLC
  • North American Software, Inc.
  • NO SWEAT Software
  • Open Finance LLC
  • Orion
  • Overdorf Systems Consultants, Inc
  • PortfolioPathway LLC
  • PortfolioShop, Inc.
  • Quadron Data Solutions, affiliate of Fetter Logic
  • Quest Financial Resources Inc.
  • Quovo Inc.
  • Sapphire Software Services, Inc.
  • Schwab Performance Technologies
  • SS&C Technologies Inc
  • Summit Wealth Systems Inc
  • SunGard
  • Techmate, Inc.
  • Terrapin Technologies, Inc.
  • TRX
  • Winsoft
  • XTIVA Financial Services

Frequently Asked Questions

  • It is available to all non-retirement accounts.

  • Deposits in KEEP are federally insured up to $100 million per tax ID.

  • 1,000+

  • The advantage of having 1,000+ insured depository institutions is rate stability and diversification. Network diversification becomes meaningful when the economy slows because a real percentage of banks reduce or stop funding. A quick way banks reduce their funding is by decreasing the price they are willing to pay for deposits.

    In programs with only a few insured depository institutions, if one or more of them reduce the price they are willing to pay or stop taking funding altogether, it can have immediate effect on rate to end clients and may even negatively affect the level of insurance on their cash. Having 1,000+ insured depository institutions that are geographically diverse across the country is better protected and has a built-in hedge against this scenario.

  • Yes. On the account application clients can specify which to exclude. This ensures no more than $250K will be deposited into any depository institution they may currently have deposits at.

  • Please discuss with your StoneCastle Regional Sales Manager.

  • Yes. KEEP Impact is an option within the KEEP platform. By choosing this option, clients automatically opt out of all insured depository institutions that don’t fit the impact criteria.

  • Yes. Please speak to your StoneCastle representative for more details.

  • Yes. KEEP integrates with all major data aggregators and portfolio software platforms.

  • Yes. You receive 100% turnkey marketing, sales, and client support to assist you in creating awareness and reaching clients with tested and proven messaging for emails, letters, and web content.